:root{
  --navy:#1C3D5A; --navy-deep:#142E45; --amber:#E8A33D; --amber-deep:#B07A24;
  --cream:#F8F1E4; --paper:#FDFAF3; --ink:#22303C; --muted:#5E6B76; --line:#E7DECB;
}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Lora',Georgia,serif;color:var(--ink);background:var(--paper);font-size:17px;line-height:1.7}
h1,h2,h3,.btn,nav,.eyebrow,.step-n{font-family:'Montserrat',Arial,sans-serif}
h1{font-size:clamp(1.9rem,4.5vw,3.1rem);font-weight:600;line-height:1.15}
h2{font-size:clamp(1.4rem,3vw,1.9rem);font-weight:600;color:var(--navy)}
h3{font-size:1.08rem;font-weight:600;color:var(--navy)}
a{color:var(--navy)}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.eyebrow{display:block;font-size:.78rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--amber-deep);margin-bottom:.6rem}

header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 0;flex-wrap:wrap}
.logo img{height:54px;display:block}
nav{display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap}
nav a{text-decoration:none;font-size:.86rem;font-weight:500;letter-spacing:.02em;color:var(--navy)}
nav a:hover{color:var(--amber-deep)}
nav a.active{border-bottom:2px solid var(--amber)}
.btn{display:inline-block;background:var(--amber);color:var(--navy-deep);text-decoration:none;font-weight:600;font-size:.88rem;padding:.7rem 1.4rem;border-radius:6px;border:none;cursor:pointer}
.btn:hover{background:#d9952f}
.btn-ghost{background:transparent;border:1.5px solid var(--cream);color:var(--cream)}
.btn-ghost:hover{background:rgba(248,241,228,.12)}
.btn-navy{background:var(--navy);color:var(--cream)}
.btn-navy:hover{background:var(--navy-deep)}

.hero{background:var(--navy);color:var(--cream);position:relative;overflow:hidden}
.hero .sun{position:absolute;left:50%;bottom:-340px;transform:translateX(-50%);width:760px;height:760px;border-radius:50%;background:var(--amber);opacity:.16}
.hero .sun2{position:absolute;left:50%;bottom:-260px;transform:translateX(-50%);width:520px;height:520px;border-radius:50%;background:var(--amber);opacity:.2}
.hero-inner{position:relative;padding:5.5rem 0 6rem;text-align:center;max-width:760px;margin:0 auto}
.hero p{font-size:1.15rem;margin:1.2rem auto 2rem;max-width:560px;color:#EAE0CE}
.hero .actions{display:flex;gap:.9rem;justify-content:center;flex-wrap:wrap}

.page-hero{background:var(--navy);color:var(--cream);padding:3.2rem 0;position:relative;overflow:hidden}
.page-hero .sun{position:absolute;right:-140px;top:-220px;width:420px;height:420px;border-radius:50%;background:var(--amber);opacity:.15}
.page-hero p{color:#EAE0CE;max-width:640px;margin-top:.8rem}

section{padding:3.6rem 0}
.section-cream{background:var(--cream)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.4rem;margin-top:2rem}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.6rem}
.card h3{margin-bottom:.5rem}
.card p{font-size:.97rem;color:var(--muted)}
.card .ic{width:42px;height:42px;border-radius:50%;background:var(--cream);display:flex;align-items:center;justify-content:center;margin-bottom:1rem;color:var(--amber-deep);font-family:'Montserrat';font-weight:600}

.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
@media(max-width:820px){.split{grid-template-columns:1fr}}
.split img{width:100%;border-radius:12px}

.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.4rem;margin-top:2rem}
.step{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.6rem;position:relative}
.step-n{width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--cream);display:flex;align-items:center;justify-content:center;font-weight:600;margin-bottom:.9rem}

.strip{background:var(--navy);color:var(--cream);text-align:center;padding:3.4rem 0}
.strip h2{color:var(--cream)}
.strip p{color:#EAE0CE;max-width:620px;margin:.9rem auto 1.6rem}

ul.checks{list-style:none;margin-top:1rem}
ul.checks li{padding-left:1.7rem;position:relative;margin-bottom:.7rem}
ul.checks li::before{content:"";position:absolute;left:0;top:.5em;width:.85em;height:.45em;border-left:2.5px solid var(--amber-deep);border-bottom:2.5px solid var(--amber-deep);transform:rotate(-45deg)}

.faq-item{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:.9rem;padding:1.2rem 1.4rem}
.faq-item h3{margin-bottom:.4rem}
.faq-item p{font-size:.97rem;color:var(--muted)}

form{display:grid;gap:1rem;max-width:560px}
label{font-family:'Montserrat';font-size:.82rem;font-weight:600;color:var(--navy);display:block;margin-bottom:.3rem}
input,select,textarea{width:100%;padding:.7rem .9rem;border:1px solid #CFC4AC;border-radius:8px;font-family:'Lora',serif;font-size:1rem;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--amber);border-color:var(--amber)}

.notice{background:var(--cream);border-left:4px solid var(--amber);padding:1rem 1.3rem;font-size:.94rem;margin-top:2rem}

footer{background:var(--navy);color:#C8D2DC;padding:3rem 0 2rem}
.foot{display:flex;justify-content:center;align-items:center;gap:3.5rem;flex-wrap:wrap;text-align:center}
.foot img{height:64px}
.foot .tag{font-family:'Lora';font-style:italic;color:var(--amber);margin-top:.8rem}
.foot-links{display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;align-items:center;justify-content:center;margin-top:1.8rem}
.foot-links a{color:#C8D2DC;font-size:.85rem}
.foot-links a:hover{color:var(--cream)}
.foot-base{border-top:1px solid rgba(248,241,228,.18);margin-top:2.2rem;padding-top:1.2rem;font-size:.8rem;color:#8FA0B0;font-family:'Montserrat';text-align:center}
@media(max-width:640px){.logo img{height:44px}}

/* Intake form */
fieldset{border:1px solid var(--line);border-radius:10px;padding:1.4rem 1.5rem;margin:0;background:#fff}
legend{font-family:'Montserrat';font-weight:600;font-size:1.05rem;color:var(--navy);padding:0 .5rem}
.field{margin-bottom:1.1rem}
.field:last-child{margin-bottom:0}
.field .hint{font-size:.82rem;color:var(--muted);margin-top:-.1rem;margin-bottom:.4rem;font-family:'Lora'}
.yn{display:flex;gap:1.6rem;margin-top:.3rem}
.yn label{font-family:'Lora';font-weight:400;font-size:1rem;color:var(--ink);display:flex;align-items:center;gap:.45rem;cursor:pointer;margin-bottom:0}
.yn input{width:auto}
.agree label{font-family:'Lora';font-weight:400;font-size:.98rem;color:var(--ink);display:flex;align-items:flex-start;gap:.6rem;cursor:pointer;margin-bottom:.7rem;line-height:1.5}
.agree input{width:auto;margin-top:.35rem;flex-shrink:0}
.attest{background:var(--cream);border-radius:8px;padding:1rem 1.2rem;font-size:.94rem;line-height:1.6;margin-bottom:1rem}
.sigrow{display:grid;grid-template-columns:2fr 1fr;gap:1.2rem}
@media(max-width:600px){.sigrow{grid-template-columns:1fr}}
form.intake{gap:1.5rem;max-width:680px}

/* SMS consent block */
.sms-consent{background:#fff;border:1px solid var(--line);border-left:4px solid var(--amber);border-radius:8px;padding:1.1rem 1.3rem;margin-top:.4rem}
.sms-consent label{display:flex;align-items:flex-start;gap:.6rem;font-family:'Lora';font-weight:400;font-size:.9rem;color:var(--ink);line-height:1.55;cursor:pointer;margin-bottom:0}
.sms-consent input{width:auto;margin-top:.3rem;flex-shrink:0}
.sms-consent .fine{font-size:.8rem;color:var(--muted);margin-top:.7rem;line-height:1.5}
.sms-consent a{color:var(--amber-deep)}